美国金融监管改革成效及启示  

US Financial Regulation Reform

作　　者：郭敏[1] 方梦然 

机构地区：[1]对外经济贸易大学金融学院

出　　处：《现代国际关系》2018年第9期27-34,63,共8页

基　　金：国家社会科学基金项目“我国隐性政府债务的经济影响、风险识别及其指标体系研究”(立项批准号:17BJY170)的阶段性成果

摘　　要：金融危机已过去整整十年，系统性金融风险至今仍是各国金融监管部门关注的重点。通过实施宏观审慎监管、禁止商业银行从事自营交易、提高银行抗亏损能力、关注“大而不倒”问题等措施，配合量化宽松政策，美国经济在经历了六年低谷后重回上升通道。特朗普上台后，美国金融监管改革调转方向，危机后建立的金融监管体系正逐步放松。目前我国金融风险进入易发多发期，在中美贸易关系不确定性增加的环境下，应坚持稳中求进，防范系统性金融风险，增强金融服务实体经济的能力。It has been a decade since the outbreak of the 2008 financial crisis,but systematic financial risk remains the focus of financial regulatory authorities in most countries. Through the implementation of macro-prudential regulation,the prohibition of commercial banks from conducting proprietary trading,the enhancement of banks’ lossabsorbing capacity,the focus on the too-big-to-fail issue,and in conjunction with quantitative easing policy,the US economy has returned to ascendant path. Since Trump came to power,the direction of financial regulation reform in the United States has been shifted,and the financial regulation system established after the crisis has been gradually deregulated. China is facing frequent financial risks. As uncertainty between China and the United States is mounting,we should persist in making progress while ensuring stability,preventing systematic financial risks from breaking out,and enabling the financial sectors to better serve the real economy.

关 键 词：美国金融监管政策 系统性金融风险 中美贸易 大而不倒 

分 类 号：F832.1[经济管理—金融学]