绿色信贷引领县域产业升级的政策环境分析及业务创新路径探索——以吉林省延边州为例  

Policy Environment Analysis and Business Innovation Path Exploration of Green Credit Leading County Industrial Upgrading——Take Yanbian, Jilin as an Example

作　　者：宋永美[1] 林瑜[1] SONG Yongmei;LIN Yu

机构地区：[1]中国人民银行延边州中心支行,吉林延边133000

出　　处：《吉林金融研究》2018年第10期37-42,共6页Journal of Jilin Financial Research

摘　　要：绿色信贷作为我国引导绿色发展的主要金融工具,对于化解经济与环境的矛盾,引导污染企业退出市场或绿色转型具有重要意义。商业银行在绿色信贷的发展中处于重要的枢纽地位,因此商业银行有义务承担起环境保护的责任,通过金融服务引导信贷资金流向节能环保、清洁能源、绿色交通等绿色产业领域,推动企业实现从高污染、高耗能、高排放向节能环保、生态修复以及污染防治的新型经济发展模式转变,助推产业结构转型升级。Green credit, as the main financial instrument for guiding green development in China, is of great significance for resolving the contradiction between economy and environment and guiding polluting enterprises to withdraw from the market or green transformation. Commercial banks are in an important pivotal position in the development of green credit. Therefore, commercial banks are obliged to assume the responsibility of environmental protection. Through financial services, they guide credit funds to green industries such as energy conservation, environmental protection, clean energy, and green transportation. The transformation of high-pollution, high-energy-consumption and high-emissions to a new economic development model of energy conservation, environmental protection, ecological restoration and pollution prevention will promote the transformation and upgrading of industrial structure.

关 键 词：绿色信贷 绿色产业 转型升级 

分 类 号：F830[经济管理—金融学]