保险机构项目投资问题研究  

A Research on the Project Investment of Insurance Companies

作　　者：段国圣 段胜辉[2] DUAN Guosheng;DUAN Shenghui

机构地区：[1]泰康保险集团 [2]泰康资产管理有限责任公司

出　　处：《保险研究》2018年第10期8-14,共7页Insurance Studies

摘　　要：中国缺乏长期资金,保险资金是最主要的长期资金,可以通过项目投资有效支持实体经济。国内保险机构开展项目投资面临实力、能力、工具、政策等多方面的制约,在风险管理、激励机制上均存在明显不足。学习发达国家保险机构项目投资的成功经验,加快国内保险业的发展,加快项目市场发展步伐,提升保险机构投资能力,优化监管政策体系,消除认识误区,可以促进保险机构的项目投资,改善国内长期资金和资本的供给,支持供给侧改革。China lacks long-term funds, and insurance funds are the main long-term funds which can effectively support the real economy through project investment. Domestic insurance companies face with the restriction of strength, ability, tools and policies in carrying out project investment, and have obvious deficiencies in risk manage- ment and incentive mechanism. By learning from the successful experiences of insurance companies＇ project invest- ments in developed countries, accelerating the development of the domestic insurance market, speeding up the development of project investment market,improving the investment capacity of insurance companies, optimizing the regulatory system and eliminating misunderstanding, we can promote project investment of insurance companies, improve the supply of domestic long-term funds and capital and support the supply-side reform.

关 键 词：保险机构 项目投资 长期资金 

分 类 号：F840.3[经济管理—保险]