论中国外资银行法的改革  

Reform and Insufficiency of China's Foreign Banking Law

作　　者：周仲飞[1] 

机构地区：[1]上海财经大学法学院,上海200433

出　　处：《上海财经大学学报》2002年第5期55-64,共10页Journal of Shanghai University of Finance and Economics

摘　　要：本文全面地探讨了新颁布的《外资金融机构管理条例》及其实施细则对现行外资银行法的修改 ,并指出这些修改所存在的缺陷以及新外资银行法未予涉及的其他监管问题 ,包括在外资银行设立、资本充足率、最大授信限制、最后贷款人制度、存款保险制度和同母国监管机构的合作方面存在的问题。本文最后提出应该用国际普遍接受的监管价值观指导我国外资银行的立法和执法实践。The paper conducts a comprehensive study of the amendments to the current foreign banking law made by the newly issued Regulations on the Administration of Foreign Financial Institutions and their implementation rules. The paper points out the insufficiency in the amendments and other supervising problems which have not been mentioned in the newly issued foreign banking law. These problems include the establishment of foreign banks, the adequacy of capital, the minmum exposure limit, the system lender of last resort, deposit insurance system and cooperation with the supervision institution of the host cuntry. Finally, the paper proposes that we should guide the legislation and enforcement of law on foreign banking in China with the commonly accepted supervisory value in the world.

关 键 词：中国 外资银行法 改革 

分 类 号：D922.28[政治法律—经济法学]