中国微型金融机构的可持续发展方向——基于组织发展能力、社会责任视角  

Sustainable Development Direction of China's MFIs

作　　者：李延敏[1] 焦倩雯 

机构地区：[1]中国海洋大学经济学院,山东青岛266100

出　　处：《金融理论与实践》2016年第8期49-54,共6页Financial Theory and Practice

基　　金：山东省软科学研究计划项目"正规金融与农业龙头企业联结的农户信贷管理创新研究"(2013RKE29008)

摘　　要：微型金融机构在发展中呈现差异化现象,哪种类型更具有可持续发展能力?研究将组织发展能力、资源、承担社会责任能力引入评价体系,使得评价从事后的社会、经济,转变为事前的能力评价视角。运用熵权TOPSIS方法,发现微型金融机构可持续发展能力从强到弱依次为:商业银行、非银行金融机构和NGO。因此,如果政府认同微型金融市场的竞争现实,将导致商业银行类型的微型金融机构的市场主导地位日趋强化,制约行业的可持续发展。所以,政府应关注微型金融机构的组织可持续发展能力的培养和训练,推动各种类型机构的合作,推动普惠金融的实现。With the development of MFIs, which type of MFIs had been presented a more sustainable development ability? Organizational development capacity,social responsibility and resources will be used in evaluation system of MFIs in this research. Entropy TOPSIS method had been used for sustainable development evaluation. This research found that the rank of sustainable development ability from strong to weak is commercial banks, non- bank financial institutions and NGO MFIs. If government confirmed the fact of commercial market competition, it would result in the growing status of commercial banks within the market, which is about to affect the sustainable development of the whole MFIs. The government should focus on training MFIs organization sustainable development ability, to promote cooperation of different types MFIs.

关 键 词：微型金融机构 可持续发展 组织发展能力 社会责任 

分 类 号：F832.39[经济管理—金融学]