农村普惠金融监管与创新:互动与耦合  

Rural Inclusive Financial Supervision and Innovation:Interaction and coupling

作　　者：刘大洪[1] 彭晓燕[1] 

机构地区：[1]中南财经政法大学法学院,湖北武汉430073

出　　处：《江汉大学学报（社会科学版）》2016年第6期56-61,共6页Journal of Jianghan University(Social Science Edition)

摘　　要：在大力推进普惠金融发展的时代背景下,农村普惠金融迎来了新的发展契机,但同时在传统制度的影响下,农村金融发展面临着许多障碍。在推进农村普惠金融体系建设的时代背景下,实现金融监管与金融创新之间的互动与耦合是促进农村普惠金融发展的关键点。农村普惠金融应坚持公平、创新与责任的基本理念;应基于农村金融发展路径沿革与监管价值之转变,重新定位金融监管价值;应从现实角度出发审视当下农村金融监管与创新之间的偏离。同时,必须达到互动与耦合局面的目标,纠正偏离,推进农村普惠金融发展与监管。The era of vigorously promoting inclusive finance has given new opportunities to rural inclusive finance but si-multaneously there are many obstacles,influence by traditional institutions. The interaction between financial supervi-sion and innovation and the coupling of the two are crucial. Rural inclusive finance must adhere to the basic principles offairness,innovation,and responsibility;as the development mode of rural finance and the value of supervision havechanged,the value of financial supervision needs to be redefined. This study,from a practical point of view and throughexamining the deviation between rural financial supervision and innovation,points out that,to correct the deviation andpromote rural inclusive finance and its supervision,the objective of interaction and coupling must be achieved.

关 键 词：普惠金融 监管 金融创新 

分 类 号：DF438.1[政治法律—经济法学]