社会资本对农户参与资金互助社意愿的影响——基于徐州市393份农户调查数据的分析  

The influence of social capital on farmers' willingness to participate in the mutual funds organization:Based on the survey data of 393 households in Xuzhou

作　　者：张培[1] 王爱民[1] ZHANG Pei;WANG Aimin(College of Business, Jiangsu Normal University, Xuzhou 221116, China)

机构地区：[1]江苏师范大学商学院,江苏徐州221116

出　　处：《湖南农业大学学报（社会科学版）》2017年第4期24-29,共6页Journal of Hunan Agricultural University(Social Sciences)

基　　金：江苏师范大学科研创新计划一般项目(2016YYB020)

摘　　要：根据社会资本对农户参与资金互助社的抵押替代和信息传递影响及其羊群效应,并基于江苏省徐州市393份农户调查数据,从社会网络、社会信任和社会规范三个维度选取8个变量建立Probit模型验证社会资本对农户参与资金互助社意愿的影响。结果表明:社会资本对农户参与资金互助社的意愿具有多维度的影响,其中,社会网络、社会信任和户主受教育年限、对互助社了解程度对农户参与意愿具有显著正向影响,家庭年收入的影响不显著,而社会规范对农户参与意愿未通过检验。This paper analyzed the influence of social capital on mortgage substitution and information transmission offarmers'participation in the mutual funds organization and the herding effect caused by it.Based on the survey data of393households in Xuzhou city,Jiangsu province,eight variables were selected from the three dimensions of social network,social trust and social norms,and the Probit model was established to verify the specific impact of social capital on farmers'participation in the mutual funds organization.The results show that:social capital significantly affects farmers'willingnessto participate in mutual funds organization,among the social capital,social networks,social trust,the education level of thehead of household and the degree of mutual understanding have a significant positive impact on farmers'willingness,and theeffect of household income is not significant,social norms have not passed the significant test.

关 键 词：资金互助社 社会资本 农户参与意愿 

分 类 号：F832.43[经济管理—金融学]