普惠金融对城乡收入的作用机理及实证检验  

The Mechanism and Empirical Test of the Effect of Inclusive Finance on Uban and Rural Income Gap

作　　者：白伟东[1] 吴正鹍[1] 贾娟琪 BAI Weidong;WU Zhengkun;JIA Juanqi(Baiyin Municipal Sub-branch PBC, Baiyin Gansu 730900;Lanzhou Provincial Sub-branch PBC, Lanzhou Gansu 730030)

机构地区：[1]中国人民银行白银市中心支行,甘肃白银730900 [2]中国人民银行兰州中心支行,甘肃兰州730030

出　　处：《西部金融》2018年第1期35-40,共6页West China Finance

摘　　要：本文以甘肃省为例,利用面板数据模型,研究了全省普惠金融发展对农村居民收入、城镇居民收入以及城乡收入差距的影响,并从金融因素和非金融因素两方面,提出了相应的政策建议。Taking Gansu province as an example and using the panel data model,the paper studies the influence of the development of the inclusive finance in Gansu on rural residents'income,urban residents'income as well as urban and rural income gap.And from two aspects of financial and non-financial factors,the paper puts forward the corresponding policy recommendations.

关 键 词：普惠金融 城乡收入差距 面板数据 

分 类 号：F832.2[经济管理—金融学]