电子商务支付模式研究  

Study on payment mode of e-commerce

作　　者：卢艺芬[1] 吴晓玲[1] 林以琳[1] LU Yi-fen;WU Xiao-ling;LIN Yi-lin(Zhangzhou Institute of Technology,Zhangzhou 363000,China)

机构地区：[1]漳州职业技术学院,福建漳州364021

出　　处：《漳州职业技术学院学报》2018年第1期95-99,共5页Journal of Zhangzhou Institute of Technology

摘　　要：随着电子商务的快速发展,对于消费者而言,越来越追求电子商务的便捷与快速支付模式,因此,如何安全快速有效的解决电子商务支付问题,成为未来电子商务发展的核心内容。电子商务支付模式是电子商务支付的核心,也是电子商务流程中的核心环节,近年来,我国电子商务支付模式也日益创新。详细介绍了目前我国四大主流电子商务模式,提出支付网关是电子商务支付的基石,网上银行是电子商务支付的核心,第三方支付和手机支付是电子商务发展的热点。Electronic commerce payment is the product of fictitious economy,along with the development of electronic commerce and gradually expand.E-commerce payment model is business to business(B2B),business(B2C)to the individual,personal to personal(C2C)and business to government(B2G)e-commerce activities of the link,also is the core of e-commerce payment system.This paper introduces the four major e-commerce models in China.This paper puts forward that payment gateway is the cornerstone of electronic commerce payment.Online banking is the core of e-commerce payment,and third-party payment and mobile payment are the hot spots of e-commerce development.

关 键 词：电子商务 支付体系 支付模式 

分 类 号：F713.36[经济管理—产业经济]