农村金融集聚对地区农民收入的影响分析  

An Analysis of the Impact of Rural Financial Agglomeration on Regional Farmers' Income

作　　者：纵玉英 刘艳华[1] Zong Yu-ying;Liu Yan-hua(Anhui University of Technology,Ma’anshan Anhui 243032,China)

机构地区：[1]安徽工业大学,安徽马鞍山243032

出　　处：《铜陵学院学报》2017年第6期35-38,43,共5页Journal of Tongling University

基　　金：国家自然科学基金项目"基于二维空间的农户信贷配给空间异质规律研究"(71203001);安徽省高校人文社科研究项目"信贷配给视阈下安徽省贫困代际传递的理论阐释与实证研究"(SK2017A0072);安徽工业大学研究生创新研究基金项目"农村金融集聚对地区农民收入的影响分析"(2016128)

摘　　要：从金融集聚视角阐释农民收入的变化具有重要的理论与现实意义。文章选取我国2000-2014年31个省市数据,从东、中、西部三个地区层面,实证剖析了农村金融集聚对地区农民收入的影响。研究结果表明,农村金融集聚对东部地区的农村居民收入存在正向作用,对中、西部地区的农村居民收入具有显著负向影响。最后,从农村金融发展视角,提出了提高农村金融集聚程度,促进农民增收的政策建议。Interpreting the changes of peasants'income from the perspective of financial agglomeration has important theoretical and practical significance.The paper chooses the data of 31 provinces and cities in our country from 2000 to 2014,and empirically analyzes the impact of rural financial agglomeration on the income of peasants in the region from three aspects of the east,the middle and the west.The results show that rural financial agglomeration has a positive effect on the income of rural residents in the eastern region and a significant negative impact on the rural residents'income in the central and western regions.Finally,from the perspective of rural financial development,we put forward policy suggestions to improve the degree of rural financial agglomeration and increase farmers'income.

关 键 词：农村金融 金融集聚 农民收入 

分 类 号：F832.35[经济管理—金融学]