宏观审慎监管的内涵与框架分析  

The connotation of the macro-careful regulation and framework research

作　　者：贾辉艳[1] JIA Huiyan(Beijing Institute of Economics and Management,Beijing 100102,China)

机构地区：[1]北京经济管理职业学院,北京100102

出　　处：《北京经济管理职业学院学报》2018年第1期15-20,共6页Journal of Beijing Institute of Economics And Management

基　　金：北京经济管理职业学院2016年度院级课题"经济发展阶段与金融监管相关性探究"(16YBA02)

摘　　要：随着金融市场的深化与发展,金融机构之间以及金融机构与金融市场间的关联性日益增强,从而使得金融风险发生的概率大幅度上升,表现形式日益复杂,破坏性越来越大。金融系统性风险有可能会在表面平静的经济体内部累积,并对实体经济造成巨大冲击。维护金融稳定、化解系统性风险是所有经济金融政策的共同责任。因此,各国和国际都将宏观审慎监管作为监管重点并加以强化,以防止和控制系统性金融风险的发生。The connected relations among financial institutions and the combination between them and the market,which have been intensified with the development of more and more complex financial market would lead to the probability of the occurrence of financial crisis increases rapidly.Such crisis had been becoming more intractable and the result had become more drastic.Tough the economy seems flat,the inconspicuous systematic risk would cumulate gradually and may brine an very serious impact on the substance economy drastically some day.Therefore,sustaining the stationary of financial market and mitigating the systematic risk were the common purpose of all financial policies.Nowadays,macroprudential assessment(MPA)had been accepted as the key point and strengthened gradually by every country in order to prevent and mitigate systematic financial risks.

关 键 词：金融稳定 金融监管 系统性风险 宏观审慎监管 

分 类 号：F832.5[经济管理—金融学]