国际金融监管改革的方向和路径——基于国外文献梳理的思考  

Direction and Path for Regulatory Reform of International Finance—Thinking Based on International Documentary Study

作　　者：杨彦龙 YANG Yan-long(Law School,Xiamen University,Fujian Xiamen 361005,China)

机构地区：[1]厦门大学法学院,福建厦门361005

出　　处：《西部论坛》2018年第2期116-124,共9页West Forum

基　　金：国家社会科学基金资助项目(17BFX009);国家社会科学基金资助项目(15BFX183)

摘　　要：目前,国际金融监管以金融稳定为目标,标准的制定主要反映发达经济体的需求,其复杂和严格的监管标准不但与发展中国家的需求不相适应,而且阻碍了其普惠金融的发展,不利于包容性经济增长。国际金融监管必须进行改革,构建一个更具包容性的国际金融监管体系,以顺应国际金融结构的变化和金融科技的创新。国际金融监管要突破金融稳定最大化的单一目标,追求金融稳定和普惠金融发展的双重目标;要通过国际金融标准制定机构的改革,逐步提升发展中国家在标准制定中的地位和话语权;可在数字金融领域建立一个新的国际金融标准制定机构,有效管控金融科技和创新产品(服务)的持续发展。Currently,international finance supervision takes financial stability as its objective but global financial standards tend to respond to the prerogatives of advanced economies.Its complex and strict supervision standard can not fit for the demand of developing countries and obstruct the development of financial inclusion,as a result,it is unhelpful for inclusive economic growth.International finance supervision must reform,and construct the international finance supervision system with inclusion in order to comply with the changes of international finance structure and the innovation of financial science and technology.International finance supervision should break through the single goal of finance stability maximization,but pursue the double objectives of stability and financial inclusion.The position and discourse rights of the developing countries should be raised through the reform of international finance standard-setting agency.The sustainable development of innovative products of financial science and technology can be effectively supervised by setting up a new international finance standard-setting agency in digital finance field.

关 键 词：国际金融监管 国际金融结构 金融稳定 普惠金融 国际金融标准制定机构 包容性经济增长 

分 类 号：F831.0[经济管理—金融学]