城市商业银行小银行优势研究——以浙江为例  

Research on advantages of small bank city commercial banks:based on the investigation of Zhejiang province

作　　者：黄旭波[1] 沈忠良[2] Huang Xubo;Shen Zhongliang(China Construction Bank Co.,Ltd.,Ningbo Branch Company Sales Department,Ningbo 315000,China;Zhejiang Business Technology Institute Mold Engineering Center,Ningbo 315012,China)

机构地区：[1]中国建设银行股份有限公司宁波市分行公司业务部,浙江宁波315000 [2]浙江工商职业技术学院模具工程中心,浙江宁波315012

出　　处：《江苏科技信息》2018年第9期25-27,共3页Jiangsu Science and Technology Information

摘　　要：小企业的融资难问题一直是困扰其发展的顽疾,扎根地方的城市商业银行具有小银行优势,从而能够帮助解决小企业融资难问题。文章在梳理、归纳现有研究文献的基础上,结合浙江省城市商业银行实际,发现城市商业银行确实帮助小微企业融得了资金。最后,针对城市商业银行如何提供小微业务提出了几点建议。Financing difficulty always hinder SMEs from developing further.Rooted in local cities,city commercial banks possess the small bank advantage,hence helping SMEs gain credit.This paper firstly combs the literature and then investigates whether the small banks advantage exists,taking city commercial banks from Zhejiang province as examples.Finally,some suggestions on how to improve the efficiency of providing financing service to SMEs are provided.

关 键 词：城市商业银行 小银行优势 浙江省 

分 类 号：F407[经济管理—产业经济]