浅议大数据下个人征信信息的法律保护  

A Brief Discussion on Legal Protection of Personal Credit Reporting Information in the Context of Big Data

作　　者：李玲[1] Li Ling(Anhui Vocational College Of Police Officers,Hefei 230031,China)

机构地区：[1]安徽警官职业学院,安徽合肥230031

出　　处：《黑河学院学报》2018年第6期41-42,共2页Journal of Heihe University

摘　　要：随着我国社会的变迁,尤其是在互联网时代的到来,我国人民的生活发生了翻天覆地的变化。其中最为明显的是人们思想观念的变革,由传统的以"攒钱"为主的生活方式渐渐转变为"提前消费"模式。信息数据是征信业发展的重要基础,贯穿于互联网征信活动的始终,在大数据背景下,对于大数据的应用程度越来越高,这也就使征信业得到了跨越式的发展。在互联网中,通过调查用户的个人征信数据,能够对用户有更全面、更真实的评价,从而对于维护征信业的正常发展具有重要意义。With the change of Chinese society,especially the arrival of the Internet era,Chinese people’s life has undergone tremendous changes.One of the most obvious change is about people’s ideas.The traditional life style of“saving money”has gradually changed to the model of“advanced consumption”.Data information is the important basis for the development of credit reporting industry,running through the whole Internet inquiry activities.In the context of big data,big data gets even more widely applied,which makes the credit reporting industry obtain the leap-forward development.In the Internet,investigating users’personal credit information data can make a more comprehensive and truer evaluation,which is of great significance for maintaining the normal development of the credit information industry.

关 键 词：大数据 个人征信 征信法律制度 

分 类 号：D912[政治法律—法学]