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作 者:赵朴
机构地区:[1]西南财经大学,四川成都611130
出 处:《中国国际财经(中英文版)》2018年第7期24-26,共3页China International Business
摘 要:中国长期存在着农村二元金融结构问题,农村内生金融在农村金融体系中担负着十分重要的作用。对于中国农村二元金融结构问题的分析研究,必须要结合中国农村社会的背景以及农户的特性去分析,如此才能更清晰地认识到产生农村二元金融结构的深层次原因。随着农村外出务工人员只增不减、大量的农村人口转化为城市居民、城市边缘农村地区被纳入到城市建设当中,对农村的原有社会结构形成了巨大的冲击。伴随着农村社会结构的变化,农村内生金融也已经受到冲击,必须主动适应城镇化的推进。因而,在社会结构为视角下,研究城镇化对农村社会结构的影响进而分析给农村内生金融带来的变化,对于带动农村经济社会发展以及促进农村金融健康发展具有十分重要的作用。China has a long-term existence of duality financial structure in rural areas,and the rural endogenous finance plays a very important role in the rural financial system.For the analysis and research of the duality financial structure in China's rural areas,we must analyze the background of the rural society and the characteristics of the farmers,so that we can have a clearer understanding of the deep-seated causes of the duality financial structure in rural areas.With the increasing number of rural migrant workers,a large number of rural population has been transformed into urban residents and urban fringe rural areas.With the change of the rural social structure,the rural endogenous finance has also been impacted,and it must be actively adapted to the promotion of urbanization.Therefore,from the perspective of social structure,it is very important to study the impact of urbanization on the rural social structure,and then analyze the changes brought to the rural endogenous finance,which will play a very important role in promoting the rural economic and social development and promoting the healthy development of rural finance.
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