农地经营权抵押贷款对农户收入的影响及模式差异:实证与解释  

The Impact of Farmland Management Right Mortgage Loan on Farmers' Income Growth and Mode Differences: Evidence and Explanations

作　　者：张珩 罗剑朝[3] 王磊玲[4] Zhang Heng;Luo Jianchao;Wang Leiling

机构地区：[1]同济大学经济与管理学院 [2]西安石油大学经济管理学院 [3]西北农林科技大学经济管理学院 [4]郑州大学商学院

出　　处：《中国农村经济》2018年第9期79-93,共15页Chinese Rural Economy

摘　　要：本文基于农地经营权抵押贷款试点地区的农户调查数据,利用固定效应模型,探讨了农地经营权抵押贷款对农户收入增长的影响效果。研究发现,总体上讲,在控制了农户户主个人特征和家庭特征等变量后,农地经营权抵押贷款能使农户农业收入平均提高7.99%,且该正向影响具有持续效应;进一步从农户的农业生产要素投入和产出角度剖析农地经营权抵押贷款影响农户收入增长的内在根源,发现农地经营权抵押贷款对资本要素投入有显著的正向影响,但对劳动力要素投入无显著影响;农地经营权抵押贷款会显著提高资本要素投入和劳动力要素投入的产出弹性,但不会提高土地要素投入的产出弹性。此外,政府主导型农地经营权抵押贷款和市场主导型农地经营权抵押贷款对农户收入、农业生产要素投入和要素投入产出的影响效果存在显著差异。相较于政府主导型农地经营权抵押贷款,市场主导型农地经营权抵押贷款的影响更为显著。Using micro survey data from rural households in pilot areas where farmers use farmland management right as collateral for loans(or the farmland management right mortgage loan,FMRML),this article applies a fixed effects model to analyze the effect of FMRML on farmers'income growth.The overall results show that FMRML has a significant and continuous effect on rural households'income growth,with an increase in their agricultural income by 7.99%.Furthermore,the study analyzes the intrinsic reasons for farmers'income growth from the perspectives of farmers'decisions on input factors and the efficiency of agricultural production,and finds that farmers would rather increase the capital input factors instead of labor input factors after they get FMRML.FMRML would significantly increase the output elasticity of capital and labor factors,but would not increase the output elasticity of land elements.In addition,the study also finds significant differences between the government-led mode and market-oriented mode with regard to the impacts of FMRML on farmers'income growth,agricultural production factors and the efficiency of agricultural production.Compared with the government-led mode,the effects of FMRML in the market-oriented mode are more effective.

关 键 词：农地经营权抵押贷款 固定效应模型 农户收入 

分 类 号：F321.1[经济管理—产业经济] F832.4