存款准备金交存范围核定工作浅析  

On the Improvement of Deposit Range Approval Policy

作　　者：洪占卿[1] HONG Zhanqing(The People’s Bank of China,Shanghai Head Office)

机构地区：[1]中国人民银行上海总部,上海200120

出　　处：《当代金融研究》2018年第5期47-56,共10页Journal of Contemporary Financial Research

摘　　要：存款准备金是人民银行的主要货币政策工具之一,长期以来在调节货币供应量和社会流动性,促进金融机构稳健经营等方面发挥着重要作用。存款准备金交存范围核定是存款准备金制度的重要组成部分。本文在仔细梳理存款准备金交存范围核定相关规定和工作实践的基础上,归纳了目前存款准备金交存范围核定的基本原则和交存范围核定工作出现的新变化新要求,总结了目前交存范围核定工作中所面临的突出问题,并就改进工作提出意见建议,对在新形势下做好存款准备金交存管理工作进行了有益的探索。Deposit reserve is one of the main monetary policy tools of PBOC,and it has a fundamental impact on controlling money supply and social liquidity,as well as promoting prudent management among financial institutions.Deposit reserve requirement approval serves as an important component within deposit reserve policy system.Based on careful discussion on relative regulations and practice experiences,this paper summarizes the basic principles of deposit reserve requirement approval,the new requirements due to new changes in financial markets and institutions,the main challenges to daily approval routine,and some suggestions to better improve the deposit reserve requirement approval policy.

关 键 词：存款准备金 交存范围 科目核定 

分 类 号：F830.4[经济管理—金融学]