乡村振兴战略下的农村信用体系建设思考——以江苏省徐州市为例  

Reflections on Rural Credit System Construction under the Rural Revitalization Strategy——Taking Xuzhou City,Jiangsu Province as an Example

作　　者：倪海鹭[1] 袁磊[2] Ni Hailu;Yuan Lei(Nanjing Branch,the People’s Bank of China,Nanjing 210004,Jiangsu,China;Xuzhou City Central Sub-branch of the People’s Bank of China,Xuzhou 221002,Jiangsu,China)

机构地区：[1]中国人民银行南京分行,江苏南京210004 [2]中国人民银行徐州市中心支行,江苏徐州221002

出　　处：《征信》2018年第10期39-42,共4页Credit Reference

摘　　要："实施乡村振兴战略"是党的十九大做出的重大决策部署。新形势下,根植于"三农"的农村信用体系建设面临新的任务和挑战。中国人民银行徐州市中心支行突出"一县一品"创建思路,初步形成了徐州市农村信用体系建设的基本框架。从徐州市实践看,我国农村信用体系建设存在框架机制仍不适应、推进合力尚未形成、政策支持体系有待加强等问题。因此,应建立新时代农村信用体系总框架、新机制,强化农村信用体系合力保障机制,以机制创新推动制度性供给,促进我国农村信用体系建设更好发展。The implementation of“The Rural Revitalization Strategy”is a major decision made by the 19th CPC National Congress.Under the new situation,the construction of rural credit system rooted in“agriculture,rural areas and farmers”faces new tasks and challenges.Xuzhou City Central Sub-branch of the People’s Bank of China highlighted the imitative idea of“One County,One Product”,and initially built the basic framework of the rural credit system construction in Xuzhou.From the perspective of the practice in Xuzhou,there are still some problems in the construction of rural credit system in China,such as the inadaptable frame mechanism,far from forming a joint force,the policy support system needing to be strengthened,etc.Therefore,we should establish the general framework and new mechanism of rural credit system in the new era,strengthen the joint guarantee mechanism of rural credit system,promote institutional supply through mechanism innovation,and accelerates the development of rural credit system construction in China.

关 键 词：乡村振兴战略 农村信用体系建设 机制创新 制度性供给 

分 类 号：F832.31[经济管理—金融学]