我国建立长期护理保险制度的原则设想  

The Principles of Establishing Long-term Nursing Insurance System in China

作　　者：郑军[1] 刘亚孔 ZHENG Jun;LIU Ya-kong(School of Social Science,Huazhong University of Science and Technology,Wuhan Hubei 430074,China)

机构地区：[1]华中科技大学社会学院,湖北武汉430074

出　　处：《卫生经济研究》2018年第11期42-45,共4页

基　　金：国家社科基金重点项目"分享经济中的权益问题研究"(2016AZD030)

摘　　要：通过对长期护理保险发展较为成熟的发达国家——美国、德国、日本以及我国台湾、青岛等地长期护理保险体系的实践分析,结合我国社会经济发展实际,建议我国构建以"政府主导、商业保险经办、社会化参与"为特色的长期护理保险模式,始终坚持"跟从社保、市场化运作、社会化参与"三原则。Through the analysis of mature practices of the long-term care insurance development in other countries and areas-the United States,Germany,Japan and Taiwan,Qingdao and other places,combined with China's social and economic development,this paper recommended that China should build a long-term nursing insurance system characterized as government-led,commercial-operated,and social-participated,which always adheres to the three principles as"following social security,market-oriented operation,and social participation".

关 键 词：老龄化 长期护理保险 社会保险 商业健康保险 

分 类 号：F840.684[经济管理—保险]