银行付款责任结算方式下的风险浅析  

Risk Analysis Under Bank Payment Obligations(BPO) Settlement

作　　者：吴薇 WU Wei(School of Finance, Guangdong University of Foreign Study, Guangzhou 510006, China)

机构地区：[1]广东外语外贸大学金融学院,广东广州510006

出　　处：《科技创新发展战略研究》2018年第6期64-67,共4页Strategy for Innovation and Development of Science and Technology

摘　　要：银行付款责任(BPO)结算方式集合了赊销的便捷性和信用证的安全性,是一种新型的结算方式。依据银行付款责任统一规则(URBPO)对BPO结算方式的流程进行研究,分析各方当事人在流程的不同阶段所面临的风险,提出搭建配套贸易服务设施(TSU)平台的银行业务衔接系统,卖方银行选择合适的适用法律,买方银行严格筛选参与主体等防范风险的建议。Bank payment obligations is a new payment method gathering convenience of open account and security of L/C.According to uniform rules for BPO(URBPO),this paper analyses the risks through the procedures of BPO,and the risks faced by the parties at different stages of the process.Also,this article argues some advices of fending off such risks,which includes building banking convergence system to support trade services utilities(TSU)platform,seller's banks choosing applicable laws,and buyer's banks strictly screening participants.

关 键 词：银行付款责任(BPO) 买方银行 卖方银行 风险 

分 类 号：F831.2[经济管理—金融学]