基于因子分析法的商业银行业绩的综合评价  

Comprehensive Evaluation of Commercial Bank Performance Based on Factor Analysis

作　　者：李业祥 张艺凡 Li Ye-xiang;Zhang Yi-fan(Faculty of Finance,Anhui University of Finance and Economics,Anhui 233000,Chian)

机构地区：[1]安徽财经大学金融学院,安徽蚌埠233000

出　　处：《赤峰学院学报（哲学社会科学版）》2018年第12期79-82,共4页Journal of Chifeng University：Philosophy and Social Science Chinese Edition

基　　金：安徽财经大学国家级大学生创新创业训练项目(201810378448)研究成果

摘　　要：近年来,伴随着我国金融市场的蓬勃发展,互联网技术日新月异,商业银行的金融脱媒趋势逐年显著。为了能够对我国银行业的发展现况进行综合评价并提出针对性的建议,本文通过建立商业银行业绩评价体系,运用因子分析法探究影响商业银行业绩的因素及影响机制,并根据实证分析的结果对如何提升我国商业银行的市场竞争力提出了相应的策略和建议,希望能对商业银行的发展提供一些有意义的参考。In recent years,with the vigorous development of China's financial market,Internet technology is changing rapidly,the trend of commercial banks'financial de-media is remarkable.In order to make a comprehensive evaluation of the development of China's banking industry and put forward the relevant suggestions,this article through the establishment of commercial Bank performance evaluation system,using factor analysis method to explore the impact of commercial bank performance factors and impact mechanism,Finally,based on the results of the empirical analysis,this paper puts forward corresponding strategies and suggestions on how to improve the market competitiveness of commercial banks in China,hoping to bring some reference meanings to the development of commercial banks.

关 键 词：因子分析法 商业银行 业绩评价 SPSS 

分 类 号：F832.4[经济管理—金融学]