精准脱贫中农村资金资本开发的问题与对策研究  

Problems and Countermeasures of Rural Capital Development in Targeted Poverty Alleviation

作　　者：张佳森 黄琳庆 Zhang Jiasen;Huang Linqing

机构地区：[1]桂林理工大学马克思主义学院

出　　处：《南京林业大学学报（人文社会科学版）》2018年第4期80-85,共6页Journal of Nanjing Forestry University(Humanities and Social Sciences Edition)

摘　　要：在乡村振兴战略实施的大背景下,脱贫攻坚进入了最为关键的阶段。精准脱贫是乡村振兴战略落实的重要前提,也是乡村振兴战略的重要使命。只有全面消除农村贫困,实现精准脱贫且不返贫,才能真正落实乡村振兴战略,决胜全面建成小康社会、全面建设社会主义现代化国家的重大历史任务。可持续生计框架旨在因地制宜、结合贫困地区实际情况解决当地的贫困问题。其中,农村资金资本作为生计资本之一,对于农村真正实现精准脱贫、落实乡村振兴战略起着重要的作用。正确合理地开发、利用农村资金资本,是实现农村精准脱贫且不返贫的有力武器。目前,精准脱贫中农村资金资本的开发存在着农民贷款难、农村生产资金资本短缺、农村资金资本和农村劳动力外流等一系列问题;而这些问题又造成农村资金资本短缺,引发农村资金资本的"非农化"。笔者通过对这些问题的分析,发现导致这些问题的原因在于商业银行制度变革、农村留守人员持续增收能力弱、资金资本通过各种金融渠道流入"非农"领域、贫困地区自主产业和外驻企业较少等,并提出完善、创新和落实农村金融政策,建设农村信用体系,开通农户贷款通道,企业带动,激活农村资金资本等相应对策,以促进农村精准脱贫工作更加高效的开展。Under the background of implementing the strategy of rural revitalization,poverty alleviation has entered the most critical stage.Targeted poverty alleviation is an important prerequisite for the implementation of the rural revitalization strategy and an important mission of the strategy.Only by eradicating rural poverty comprehensively and accurately,can we truly implement the strategy and fulfill the important historical task of building a moderately prosperous society and a modern socialist country in an all-round way.The sustainable livelihood framework aims to address local poverty by adapting to local conditions and integrating the realities of poor areas.Among them,rural capital,as a kind of people's livelihood capital,plays an important role in realizing rural poverty alleviation and implementing rural revitalization strategy.The correct and rational development and utilization of rural capital is a powerful weapon to achieve targeted poverty alleviation in rural areas without returning to poverty.At present,in the development of rural capital,targeted poverty alleviation is faced with such problems as loan difficulty for farmers,insufficient production capital in rural areas,and outflow of rural production capital and labor force.These problems have led to a shortage of funds and the emergence of“non-agricultural”rural capital.Through the analysis of these problems,this paper finds that the reasons for these problems are the reform of the commercial bank system,the weak ability of rural left-behind personnel,the continued increase of income,capital flow into the non-agricultural sector through various financial channels,and the shortage of independent industries and foreign enterprises in poor areas.It also puts forward some countermeasures to improve,innovate and implement rural financial policies,establish rural credit system,open credit channels for farmers,promote enterprise development,activate rural funds and so on to promote the efficiency of rural poverty alleviation.

关 键 词：乡村振兴 精准脱贫 农村资金资本 劳动力外流 农村信用体系 

分 类 号：F323.8[经济管理—产业经济]