互联网金融中个人信息的保护研究——对欧盟《GDPR条例》的解读  

Research on the Personal Information Protection in Internet Finance——Interpretation of the UN General Data Protection Regulation

作　　者：李畅[1] 梁潇[1] LI Chang;LIANG Xiao(Changchun University of Science and Technology Changchun 130022 China)

机构地区：[1]长春理工大学,长春130022

出　　处：《电子科技大学学报（社科版）》2019年第1期69-75,共7页Journal of University of Electronic Science and Technology of China(Social Sciences Edition)

摘　　要：近年来互联网金融在我国发展势头正猛,但个人信息保护进程却十分迟缓,迄今为止我国没有建立一个完善的个人信息保护体系,这使得我们在享受互联网金融带来便利的同时,也承受着较大的个人信息安全风险。在互联网时代,公民的个人信息安全迫切需要法律和制度保障,而欧盟《GDPR条例》作为个人信息立法领域具有里程碑意义的法律,在个人信息保护的制度设计和框架建构上有许多可借鉴之处。研究深度剖析我国个人信息保护中存在的缺陷,结合《GDPR条例》的革新性内容,对我国建立互联网金融领域个人信息保护机制提出几点建议,以保障公民合法权益,促进互联网金融产业健康有序发展。In recent years,Internet finance has been developing rapidly in China,but the process of personal information protection is very slow.So far,our country has not established a perfect system of personal information protection,which makes us enjoy the convenience of Internet finance and also bear a large risk of personal information security.In the Internet age,the citizen’s personal information security urgently needs legal and institutional security,and the General Data Protection Regulation of the EU,as a landmark law in the field of personal information legislation,has many references in the system design and frame construction of personal information protection.This paper analyzes the defects in the protection of personal information in our country,and puts forward some suggestions on establishing the protection mechanism of personal information in the field of Internet finance in the light of the innovative content of the General Data Protection Regulation,in order to protect the legitimate rights and interests of the citizens and promote the healthy and orderly development of the Internet financial industry.

关 键 词：《GDPR条例》 互联网金融 个人信息保护 

分 类 号：D923[政治法律—民商法学]