金融机构代理人民银行信用报告查询服务探讨  

Discussion on Financial Institutions Acting for the People's Bank Credit Report Inquiry Services

作　　者：杨阳[1] Yang Yang(Nanning Central Sub-branch of the People’s Bank of China,Nanning 530028,Guangxi,China)

机构地区：[1]中国人民银行南宁中心支行,广西南宁530028

出　　处：《征信》2018年第12期45-48,共4页Credit Reference

摘　　要：近年来,征信系统信用报告查询量迅速增长,而人民银行信用报告查询网点少、临柜承载能力有限,难于满足日益增长的信用报告现场查询需求。为优化信用报告现场查询渠道,可利用金融机构的网点优势,开展金融机构代理人民银行信用报告查询服务工作,以有效分流信用报告现场查询需求,提升查询服务效率。In recent years,the volume of credit report inquiry in the credit reporting system has grown rapidly,and it’s difficult for the People’s Bank of China to meet the increasing demand for on-site credit report inquiry because of a small number of credit report inquiry sites and limited counter inquiry capacity.To optimize credit report inquiry channels on site,the network advantages of financial institutions can be used for financial institutions acting for the People’s Bank of China credit report inquiry services,so as to effectively tap credit report site inquiry demand and improve efficiency of inquiry services.

关 键 词：信用报告查询 金融机构 人民银行 代理查询服务 

分 类 号：F832.31[经济管理—金融学] F832.3