中国系统重要性保险机构评定研究——基于层次分析法和TOPSIS评价模型  

Research on the Assessment of China's Systemically Important Insurance Institutions: Based on AHP and TOPSIS Assessment Model

作　　者：王超[1] 黄英君 Wang Chao;Huang Yingjun

机构地区：[1]云南大学经济学院,云南昆明650500 [2]重庆大学经济与工商管理学院,重庆400044

出　　处：《西南金融》2019年第2期33-40,共8页Southwest Finance

基　　金：重庆高校创新团队建设计划(2016CXTD007)

摘　　要：系统重要性保险机构评定的客观性和准确性是决定对其监管成败的首要方面。本文首先将国外有关系统重要性保险机构的评定范式引入国内保险部门的分析中,并加以适当调整,然后利用层次分析法建立中国系统重要性保险机构评价指标体系及其递阶层次结构,进而运用TOPSIS法配置了当前中国主要保险机构的系统重要性,并根据评价结果有针对性地提出了相应的监管建议。The objective and accurate assessment of systemically important insurance institutions is the primary aspect that determines the success or failure of their regulation. First, this paper takes the assessment paradigms of foreign systemically important insurance institutions into the analysis of the domestic insurance department, and ad. justs them appropriately. Then we use the analytic hierarchy process to establish the evaluation index system of Chi. na's systemically important insurance institutions and its hierarchical structure. Furthermore, the TOPSIS method is used to configure the systemic importance of the current major insurance institutions in China, and corresponding regulatory recommendations are proposed based on the evaluation results.

关 键 词：系统重要性 系统重要性保险机构 系统重要性金融机构 混业经营 系统性风险 金融危机 宏观审慎 金融创新 金融监管 保险监管 

分 类 号：F842.3[经济管理—保险]