四川农村金融发展对增加农民财产收入的支持路径  

The Support Path for Sichuan's Rural Financial Development to Increase Farmers' Property Income

作　　者：李清娥[1] LI Qing’e(Southwest University of Science and Technology,Mianyang 621010,Sichuan,China)

机构地区：[1]西南科技大学,四川绵阳621010

出　　处：《西南科技大学学报（哲学社会科学版）》2019年第1期46-54,共9页Journal of Southwest University of Science and Technology:Philosophy and Social Science Edition

基　　金：四川省社会科学"十三五规划"2016年度项目"四川省农村金融发展对农民财产性收入增加的支持路径研究"(项目批准号SC16XK053)的主要成果

摘　　要：四川省是全国的农业大省,农村人口基数庞大,农民收入问题成为决定四川省能否在2020年全面建成小康社会的关键。四川与全国情形相同的是,近些年来金融对城市居民的财产性收入增长作出了巨大贡献,这是有目共睹的事实。对于农村金融如何在提高农民财产性收入问题上提供支持,本研究从农户和金融组织两个主体进行实地调查研究,发现2012-2016年,四川省人均可支配收入呈增长趋势,但增速却逐年放缓,其中农民财产性收入绝对量和占比均比较小。农村金融发展滞后,使农村居民不能像城镇居民那样可以依靠金融支持获得财产性收入较快增长。研究表明,为提高农民财产性收入增长,可通过培育和完善农村金融体系、明晰农村土地产权以激活土地等财产权能、提高金融支农效率、完善农村金融保险政策等路径寻求农村金融对农民财产性收入增长的支持。Sichuan province is a large agricultural province in China with a huge rural population base,therefore,farmers’ income has become the key to decide whether Sichuan Province can build a well-off society in an all-round way by 2020. The situation in Sichuan is similar to that in the whole country. It is obvious to all that its finance has made a great contribution to the growth of property income of urban residents in recent years. So how can rural finance support the increase of farmers’ property income?Based on the field survey from two main bodies of farmers and financial organizations,this study finds that the per capita disposable income in Sichuan Province showed an increasing trend from 2012 to 2016,but the growth rate slows down year by year,in which the absolute amount and proportion of farmers’ property income are relatively small. Because of the lag of rural financial development,rural residents have not been able to rely on financial support for property income growth as urban residents have. Therefore,in order to improve the growth of farmers’ property income,we should cultivate and improve the rural financial system,clarify the property rights of rural land to activate the property rights of land,improve the efficiency of financial support for agriculture,and improve the rural financial insurance policies to seek the support of rural finance for the growth of farmers’ property income.

关 键 词：农村金融 农民财产性收入 支持路径 

分 类 号：F302.4[经济管理—产业经济]