洪水保险的国际比较与借鉴  

International comparison on flood insurance and lessons learned

作　　者：周维伟[1] 李春龙[1] 陈飞[2] 郇延诚 Zhou Weiwei;Li Chunlong;Chen Fei;Xun Yancheng

机构地区：[1]水利部综合事业局,北京100053 [2]中央财经大学,北京100081

出　　处：《中国水利》2019年第4期20-24,共5页China Water Resources

摘　　要：我国历史上洪灾频发且损失较大。新中国成立后,我国对江河湖海进行了大规模治理,洪水成灾频率大大减少、洪灾损失降低。但由于洪水引发因素具有不确定性、不可抗拒、不可避免等特点,洪灾害损失很难避免,一定条件下损失还可能逐步扩大。借鉴国外非工程措施防范洪水风险的作用,研究国外洪水保险运作机制和经验,发挥洪水保险在风险防范、损失补偿、恢复重建等方面的积极作用,对于新时代水利工作具有重要意义。In the history, China has witnessed frequent flood disasters that resulted in big losses. After the founding of P. R. China in 1949, the frequency and losses has been dramatically reduced thanks to efforts of river and lake harness. However, it is impossible to avoid losses that may be expanded gradually under certain circumstances, because of its uncertain, inexorable and inevitable features of inducing floods. Studies on flood insurance as a non-structural measure for reducing risks has been undertaken, in order to learn experiences from other countries. It has great meaning for water management in the new age by maximizing the role of flood insurance in risk reduction, loss compensation, and post-disaster reconstruction.

关 键 词：洪水保险制度 市场机制 国际比较借鉴 

分 类 号：TV87[水利工程—水利水电工程]