精准扶贫视角下我国农业保险支农效率及其影响因素研究——基于四阶段DEA及Tobit模型  

Study on the Efficiency of Agricultural Insurance in Support of Agriculture and Its Influencing Factors from the Perspective of Precision Poverty Alleviation: An Empirical Study Based on Four-stage DEA and Tobit Model

作　　者：李勇斌 LI Yongbin(Guangxi University Business School,Guangxi University,Nanning Guangxi 530004)

机构地区：[1]广西大学商学院,广西南宁530004

出　　处：《西部金融》2018年第12期24-30,共7页West China Finance

基　　金：国家自然科学基金项目"信用制度与农地金融制度相互关系模型及其在西部地区的实证检验研究"(项目批准号:70563001)部分研究成果

摘　　要：本文通过构建投入产出指标,以2015年数据运用四阶段DEA模型对我国31个省(自治区、直辖市)农业保险支农效率进行评估,再使用Tobit模型实证研究了农业保险支农效率的影响因素。结果表明:我国农业保险支农效率总体比较高,但还有很大提升空间,并且地区差异明显;另外,农民受教育水平、财政支农力度、工业化程度及自然环境都对农业保险支农效率产生显著的正向作用。This paper constructs input-output indicators and adopts 2015 data.Firstly,four-stage DEA model is used to evaluate agricultural insurance efficiency in 31 provinces(autonomous regions and municipalities directly under the central government)in China.Then the Tobit model is used to empirically study the factors affecting agricultural insurance efficiency.The results show that the overall efficiency of agricultural insurance in our country is relatively high,but there is still much room for improvement and regional differences are evident.In addition,the education level of farmers,the financial support for agriculture,the degree of industrialization and the natural environment all contribute to the efficiency of agricultural insurance,producing a significant positive effect.

关 键 词：农业保险 支农效率 影响因素 四阶段DEA TOBIT模型 

分 类 号：F842.6[经济管理—保险]