金融危机视角下金融监管模式的改革进展  

Centralbank postioning and Rethinking whether development reduces management effectiveness

作　　者：课题组 曹小宁[2] 汪琦琦 刘锐[2] 罗慧媛[2] 李彩云[2] Research Group

机构地区：[1]不详 [2]中国人民银行榆林市中心支行

出　　处：《西部金融》2018年第12期57-58,79,共3页West China Finance

摘　　要：次贷危机引发了世界各国重视和重塑金融监管体制,本文对主要经济体危机后金融监管模式进行了反思和借鉴,认为重视宏观审慎监管,加强监管协调防范系统性风险;强调全面监管理念,加强中央银行在金融监管中的作用,赋予央行更多的金融监管权限;金融消费者是金融稳定的重要基础,强调对金融消费者的保护。本文对国际主流监管模式从机构、功能、综合监管等方面进行比较。Counties of the world pay more attention to and revalue the financial regulatory system after the sub-prime mortgage crisis,this paper reflect and reference the financial regulatory system of the major economics in the world,and think the important foundations of the financial stability is such as:paying more attention to the macro-prudential regulation and to strengthen regulatory coordination for protection against systemic risks;endowing more authorization for financial regulatory to the central bank;paying more attention to the protection of financial consumers.This paper also raise some suggestions by making a comparison between the main financial regulatory mode of the world.

关 键 词：金融危机 监管模式 中央银行 

分 类 号：F832.35[经济管理—金融学]