格莱珉银行模式对中国扶贫脱贫的启示  

Enlightenment from the Success of the Grameen Bank Pattern for Poverty Alleviation in China

作　　者：祝红[1] Zhu Hong(Department of Finance and Economics,Huaibei Vocational and Technical College,Huaibei 235000,China)

机构地区：[1]淮北职业技术学院财经系,安徽淮北235000

出　　处：《石家庄铁道大学学报（社会科学版）》2019年第1期55-58,共4页Journal of Shijiazhuang Tiedao University（Social Science Edition）

基　　金：2017年安徽省教育厅重大人文社科项目(SK2017ZD34);2018年安徽省教育厅人文社科重点项目(SK2018A0780)

摘　　要：由尤努斯创建的孟加拉格莱珉银行因其成功的小微金融扶贫模式,而被多国复制运用。我国正处于扶贫攻坚的关键时期,分析格莱珉模式的成功因素,领会其实质、理念,对于发展贫困人口较为聚集的我国农村小微金融、以金融扶贫脱贫意义重大。论文基于系统论思想,归纳出格莱珉银行与政府、市场和社会组织之间的关系模式,从创始人的服务理念、政府政策、市场筛选等方面提出适应中国国情的发展建议。该研究对发展农村小微金融,以金融扶贫脱贫具有指导意义。The Bengal Grameen Bank, founded by Yunus, has been replicated in many countries for its successful micro-finance model. China is in the critical period of poverty alleviation. It is of great significance to analyze the successful factors of Grameen model and understand its essence and concept for the development of rural micro-finance in China where the poor population is more concentrated. Based on the idea of system theory, this paper summarizes the model of relationship between Grameen bank and the government, market and social organizations, and puts forward practical suggestions for adapting to China’s national conditions from the founder’s service concept, government policies, and market selection. There is guiding significance for the development of micro-finance in rural areas and poverty alleviation through finance.

关 键 词：格莱珉银行 尤努斯 金融扶贫 

分 类 号：F320.2[经济管理—产业经济]