移动云安全支付系统设计与实现  

DESIGN AND IMPLEMENTATION OF MOBILE CLOUD SECURITY PAYMENT SYSTEM

作　　者：曹鹏飞[1] 李杰 杨君[1] Cao Pengfei;Li Jie;Yang Jun(College of Computer Science and Engineering , Sanjiang University, Nanjing 210012 , Jiangsu, China)

机构地区：[1]三江学院计算机科学与工程学院,江苏南京210012

出　　处：《计算机应用与软件》2019年第4期295-301,322,共8页Computer Applications and Software

基　　金：江苏省教育厅自然基金项目(17KJD520007)

摘　　要：以第三方支付平台为移动云支付系统基础,从支付方式、支付风险、认证鉴权、加密方式、通信安全等方面对现有的移动支付系统进行研究。针对普通静态二维码易伪造、易被篡改、难辨别等问题,设计一套基于TOTP算法的动态二维码移动云支付方案。采用基于朴素贝叶斯算法和自定规则进行风险评估,经过测试能够在一定程度上提升移动支付系统的安全性。Based on the third-party payment platform , this paper studied the existing mobile payment system from the aspects of payment mode, payment risk, authentication , encryption mode and communication security. Aiming at the problems of forgery, tampering and discrimination of ordinary static QR code, we designed a mobile cloud payment with a dynamic QR code based on TOTP algorithm. Risk assessment was based on naive Bayesian algorithm and self-defined rules. After testing, this method can improve the security of mobile payment system to a certain extent.

关 键 词：移动支付 云支付 支付系统 安全支付 

分 类 号：TP3[自动化与计算机技术—计算机科学与技术]