对完善我国信用修复制度的思考  

Thoughts on the Improvement of China's Credit Repair Arrangements

作　　者：徐志明 熊光明 Xu Zhiming;Xiong Guangming(Dazhou City Central Sub-branch of the People’s Bank of China, Dazhou 635000 Sichuan, China;School of Financial management, Sichuan University of Arts and Sciences, Dazhou 635000Sichuan, China)

机构地区：[1]中国人民银行达州市中心支行,四川达州635000 [2]四川文理学院财经管理学院,四川达州635000

出　　处：《征信》2019年第3期38-42,共5页Credit Reference

摘　　要：随着社会信用体系建设的不断深化,企业和个人等信用市场主体对信用修复需求不断扩大,完善信用修复机制对我国社会信用体系建设和社会管理具有重要意义。为完善信用修复制度,应加强对信用修复标准、流程、责任监督的研究,完善信用修复立法,健全"红黑名单"管理制度,加强以信用修复为主要内容的征信宣传教育,鼓励设立民间信用修复机构。With the deepening of the social credit system construction, the demand of credit market subjects such as enterprises and individuals for credit repair is constantly expanding. Improving the credit repair mechanism is of great significance for China’s social credit system construction and social management. In order to improve the credit repair arrangements, it is necessary to strengthen the research on the credit repair standard, process and responsibility supervision, improve the credit repair legislation, consummate the"red black list"management system, enhance the credit information publicity and education with credit repair as its main content, and encourage the establishment of private credit repair institutions.

关 键 词：信用修复 征信宣传 社会信用体系 征信法律 

分 类 号：F832.4[经济管理—金融学] D922.1[政治法律—宪法学与行政法学]