银行间市场的金融科技创新与未来  

FinTech Innovations and Its Prospect in the Interbank Market

作　　者：柳晓光 徐妙卿 邹若颖 

机构地区：[1]毕马威管理咨询

出　　处：《中国货币市场》2019年第5期20-23,共4页China Money

摘　　要：随着利用大数据和智能模型推动金融生产力的观念深入人心,新一代领先智能科技正在迅速走向行业实战。在实战应用方面,客户中心化、中台服务化、智能化已经成为数字化转型趋势下大多数金融机构提升自身应用架构的主要方向。文章基于此探讨了IT定位、组织与运作模式如何更好支持业务创新、实现更佳协同效应等问题,并展望了金融科技与金融市场融合的应用前景。As the concept of promoting financial productivity with the help of big data and intelligent models has gone deep into people’s thought, a new generation of intelligent technology has been rapidly adopted by the financial industry. In practices, most financial institutions have been developing toward a customer-focused service system and a serviceoriented middle office and have been adopting intelligence to improve their own application architecture in the midst of the digital transformation. Based on these discussions, the article analyzes issues on how the positioning, organization and operation models of IT can better support business innovations and achieve better synergies, and offers an outlook into the application prospect by integrating FinTech with the financial markets.

关 键 词：金融机构 银行间市场 科技创新 实战应用 智能模型 智能科技 业务创新 协同效应 

分 类 号：F832.3[经济管理—金融学]