金融信用信息基础数据库接入机构征信合规管理问题研究  

A Study on Credit Compliance Management of Basic Finance Credit Information Database Access Agencies

作　　者：田园[1] Tian Yuan

机构地区：[1]中国人民银行乌鲁木齐中心支行

出　　处：《宏观经济研究》2019年第4期171-175,共5页Macroeconomics

摘　　要：随着金融信用信息基础数据库在金融市场中应用范围的不断扩大,金融信用信息基础数据库接入机构数量大幅增长,类型呈现多样化,给人民银行征信监管提出了更高要求。如何在完善监管制度的基础上,充分发挥科技力量,利用大数据分析处理手段,实施现场检查与非现场监管的有机结合,对于提高征信合规管理效能、促进征信业健康发展具有重要现实意义。With the continuous expansion of the application scope of the financial credit information basic database in the financial market,the number of financial credit information basic database access institutions has increased substantially,and the types have been diversified,which has placed higher demands on the People's Bank of China.On the basis of perfecting the supervision system,giving full play to the scientific and technological strength,using the big data analysis and processing methods,and implementing the organic combination of on-site inspection and off-site supervision,it is of great practical significance to improve the efficiency of credit management and promote the healthy development of the credit information industry.

关 键 词：金融信用信息基础数据库接入机构 现场检查 非现场监管 征信合规管理 

分 类 号：F832[经济管理—金融学]