促进江西省科技型中小民营企业发展的金融支持创新研究  

Research on Financial Support Innovation for Promoting the Development of Sci-tech small and mediun-sized private enterprises in Jiangxi Province

作　　者：朱清贞[1] 徐书林 胡丹 ZHU Qinzhen;XU Shulin;HU Dan(School of Finance,Jiangxi Normal University,Nanchang,Jiangxi 330022,China)

机构地区：[1]江西师范大学财政金融学院,江西南昌330022

出　　处：《金融教育研究》2019年第3期53-60,共8页Research of Finance and Education

基　　金：国家社科基金项目"我国战略性新兴产业环境效率研究"(14BJY020);江西师范大学研究生创新基金项目"金融知识对农户家庭财富的影响研究"(YJS2017001)

摘　　要：创新是引领发展的第一动力。科技型中小民营企业以技术创新为核心竞争力,对社会经济发展具有中流砥柱作用。近年来,在政府政策扶持、战略推动及金融支持下,江西省科技型中小民营企业发展成果日益显著,但也存在些许不足。基于此,首先从不同层面分析了江西省科技型中小民营企业发展现状,并进一步探讨了其存在的原因,最后提出了扩展科技型中小民营企业融资渠道,创新科技银行业务;完善信用评估机制,提高风险控制能力;建立健全服务体系,搭建金融支持创新平台,促进市场健康有序发展;优化支持政策传导机制,释放政策活力等金融支持创新路径。旨在探讨优化江西省科技型中小民营企业金融支持创新路径,进一步提升科技创新水平,促进全省经济健康稳定发展。Innovation is the first driving force for development.Technology-based small and mediun-sized private enterprises take technological innovation as their core competitiveness and have a main role in social and economic development.In recent years,with the support of government policies,strategic promotion and financial support,the development achievements of Jiangxi’s science and technology-oriented small and mediun-sized private enterprises have become increasingly prominent,but there are also some shortcomings.Based on this,this paper first analyzes the development status of small and mediun-sized private enterprises in Jiangxi Province from different levels,and further explores the reasons for its existence.Finally,it proposes to expand the financing channels of small and mediun-sized private enterprises,innovate technology banking business;improve the credit evaluation mechanism and improve Risk control capability;establish and improve the service system,build a financial support innovation platform,promote healthy and orderly development of the market;optimize support for policy transmission mechanism,release policy vitality and other financial support innovation paths.The purpose of this paper is to explore the optimization of the financial support innovation path for small and medium-sized enterprises in Jiangxi Province,further enhance the level of scientific and technological innovation,and promote the healthy and stable development of the province’s economy.

关 键 词：科技型中小民营企业 金融支持 科技创新 创新路径 

分 类 号：F830.9[经济管理—金融学]