甘肃省普惠金融发展的评价及其影响因素分析  

Evaluation of Inclusive Finance Development and Analysis of its Influencing Factors in Gansu

作　　者：课题组 王小燕[2] 孟永霞 李明轩 Research Group

机构地区：[1]不详 [2]中国人民银行平凉市中心支行 [3]中国人民银行泾川县支行

出　　处：《西部金融》2019年第4期68-71,共4页West China Finance

摘　　要：本文运用多维指标构建了甘肃省普惠金融发展的评价指标体系,通过计算2007-2017年甘肃省普惠金融发展指数,评价了甘肃省普惠金融发展的整体情况,衡量了甘肃省内普惠金融发展的区域差异。通过对影响甘肃省普惠金融发展的因素进行实证分析,发现甘肃省普惠金融发展指数与人均GDP、存贷比、城市化率、公路里程数、第一产业占GDP比重、城乡收入比存在长期稳定的均衡关系。This paper uses multi-dimensional indicators to build an evaluation index to measure the development of inclusive finance in Gansu Province, and evaluates the overall situation of the development of inclusive financial services in Gansu Province by calculating the development index of inclusive financial services in Gansu Province from 2007 to 2017. The regional differences of inclusive financial development in Gansu province are measured. In addition, the factors that affect the development of inclusive finance in Gansu Province are analyzed empirically. The empirical results show that the inclusive financial development index in Gansu Province has a long-term stable equilibrium relationship with GDP per capita, deposit/loan ratio, urbanization rate, highway mileage,the proportion of primary industry to GDP, and urban-rural income ratio.

关 键 词：普惠金融 测度 影响因素 

分 类 号：F832.7[经济管理—金融学]