基于风险管理视角的危险品仓储企业企财险研究  

作　　者：常兴月 

机构地区：[1]沈阳航空航天大学安全工程学院

出　　处：《保险职业学院学报》2019年第2期34-37,共4页Journal of Insurance Professional College

摘　　要：随着我国经济持续发展,危险品企业逐年增加,危险品仓储的特殊性也日趋凸显,仓储事故的发生往往会给企业带来巨大的财产损失,然而我国的财产保险对危险品仓储企业承保模式不尽完善。借鉴现有的仓储企业财产风险状况,探讨危险品仓储保险现存问题,对危险品仓储企业进行风险评估,并建立起与仓储险对应的费率浮动机制,为保险公司提供参考。Dangerous goods warehousing is an important part of national economic development. As dangerous goods enterprises increase year by year, the special nature of dangerous goods warehousing is becoming more and more prominent. The occurrence of warehousing accidents often brings huge property losses to enterprises. However, China's property insurance is not perfect in terms of the insurance model for dangerous goods storage enterprises. Drawing on the existing property risks of warehousing companies, this paper discusses the existing problems of dangerous goods warehousing insurance, conduct risk assessment for dangerous goods storage enterprises, and establish a rate floating mechanism corresponding to storage insurance to provide reference for insurance companies, providing reference for insurance companies.

关 键 词：危险品仓储企业 承保模式 现存问题 风险评估 费率浮动 

分 类 号：F840.323[经济管理—保险]