银行借款合同中加速到期条款的法律性质探究  

Study on the Legal Nature of Acceleration Clause in Bank Loan Contracts

作　　者：张子越 ZHANG Ziyue(College of Law,Fujian Normal University,Fuzhou Fujian 350100,China)

机构地区：[1]福建师范大学法学院

出　　处：《莆田学院学报》2019年第3期30-35,共6页Journal of putian University

摘　　要：简述明确我国银行借款合同中加速到期条款法律性质的必要性。通过法律和金融实践两个角度对现有条款法律性质的主要观点加以分析,认为加速到期条款的法律性质是一个包含约定的惩罚性违约金责任和补偿性损害赔偿责任的违约责任集合条款。The paper briefly introduces that acceleration clauses are attached with great value in bank loan contracts of China. The main viewpoints on the legal nature of the existing acceleration clauses are analyzed through laws and financial practices, and that the legal nature of the acceleration clause is a set of liability for breach of contract including the agreed liability for punitive liquidated damages and liability for compensatory damages is raised.

关 键 词：银行借款合同 加速到期条款 法律性质 惩罚性违约金责任 补偿性损害赔偿责任 

分 类 号：D923.6[政治法律—民商法学] D922.281[政治法律—法学]