PPP养老模式与互联网金融结合应用分析  

Application Analysis of the Combination of PPP Pension Mode and Internet Finance

作　　者：杨洋[1] 唐选坤 Yang Yang;Xuankun Tang(Xihua University, Chengdu, Sichuan, 610039, China)

机构地区：[1]西华大学,四川成都610039

出　　处：《财经与管理》2018年第1期1-2,共2页Finance and Management

基　　金：西华大学研究生创新基金《基础设施PPP项目绩效评价研究》项目,项目编号:ycjj2017117。

摘　　要：随着中国老龄化和高龄化速度加快,养老服务和养老产品供需失衡问题日益突出,养老PPP 模式因其能有效缓解政府财政压力、拓宽融资渠道、提高养老服务专业化水平而受到广泛关注。在互联网金融快速发展的背景下,将PPP 养老模式与“P2P”“众筹”等互联网金融相结合,通过互联网技术合理分配风险,能够实现养老项目低成本、高效率融资,是发展PPP 养老模式的有效途径。With the rapid development of the aging and the advanced aging in China, the imbalance between supply and demand of pension service and pension products is becoming more and more prominent. The pension PPP mode has been widely concerned for it can effectively alleviate the government financial pressure, broaden financing channels and improve the professional level of pension service. In the context of the rapid development of internet finance, combining the PPP pension mode with internet finance, such as "P2P" and "public financing", and distributing the risksrationally through internet technology, wecanachieve the low cost and efficient financing of pensionprojects, which is an effective waytodevelop PPP pension mode.

关 键 词：PPP养老模式 众筹+PPP P2P+PPP 互联网金融 

分 类 号：F830.49[经济管理—金融学]