制度金融学范式下商业银行非破产市场退出的制度构建路径  

The Institutional Construction Path of Commercial Bank’s Non-bankruptcy Market Withdrawal under the Paradigm of Institutional Finance

作　　者：王妍[1] 赵杰 WANG Yan;ZHAO Jie

机构地区：[1]黑龙江大学法学院

出　　处：《北方法学》2019年第4期129-138,共10页Northern Legal Science

基　　金：黑龙江省哲学社会科学专项项目“企业非破产退出法律制度研究”(18FXD287)的阶段性成果

摘　　要：分析范式属于认识论问题,着眼于对现有制度规范的评价。当前我国商业银行非破产市场退出存在制度边界模糊、概念体系混乱、权力行使无序等问题,应构建统一的制度范式,对现有规范重新评价整合。制度金融学的逻辑起点是将效率标准和制度选择绩效定位于真实的金融世界,强调金融制度的有机性和制度内部个体与总体加总的"涌现特征",从而实现由"私均衡"到"公均衡"的制度转向。因此,在制度金融学下寻求商业银行非破产市场退出的制度范式,应是可行的途径。The analytical paradigm is an epistemological issue,focusing on the evaluation of existing institutional norms. In view of the problems existing in the non-bankruptcy market withdrawal of China’s commercial banks,such as fuzzy institutional boundary,chaotic conceptual system and disordered exercise of power,we should construct a unified institutional paradigm and re-evaluate and integrate the existing norms. Different from neoclassical finance,the logical starting point of institutional finance is to locate the efficiency standard and system selection performance in the real financial world,emphasize the organic nature of financial system and the "emerging characteristics"of the sum of individuals and the whole inside the system,so as to realize the institutional transformation from "private equilibrium"to "public equilibrium". Therefore,it is a feasible way to seek the institutional paradigm of non-bankrupt market withdrawal of commercial banks under institutional finance.

关 键 词：商业银行 非破产市场退出 制度金融学 

分 类 号：DF438[政治法律—经济法学]