日本养老保险制度建设经验及其对我国的启示  

Experience of Japanese Pension Insurance System Construction and Its Enlightenment to China

作　　者：黄子玉 霍海燕[1] HUANG Ziyu;HUO Haiyan(School of Public Administration, Zhengzhou University, Zhengzhou 450001, China)

机构地区：[1]郑州大学公共管理学院

出　　处：《信阳师范学院学报（哲学社会科学版）》2019年第5期7-12,共6页Journal of Xinyang Normal University(Philosophy and Social Sciences Edition)

基　　金：国家社科基金一般项目(12BZZ009)

摘　　要：随着老龄化社会的到来,加快我国养老保险制度改革越来越重要。日本养老保险制度发展轨迹和我国有相似之处,其制度建设的主要做法可为我国提供借鉴。目前我国养老保险制度依然存在着政府财政投入不足、养老保险体系碎片化、补充型养老保险体系尚未建立、养老金投资受限等问题,应从加大政府财政对养老保险的投入、提高覆盖全民的基础养老保险标准、建立多层次养老保险体系、深化养老金市场化运作、促进长期护理保险制度建设等方面完善我国养老保险制度。With the arrival of an aging society, it is more and more important to accelerate the reform of China's pension insurance system. The development track of Japan's pension insurance system has similarities with that of China, and its main practice of system construction can provide reference for China. At present, China's pension insurance system still has problems such as insufficient government financial investment, fragmentation of pension insurance system, non-establishment of supplementary pension insurance system, and restrictions on pension investment. Suggestions to improve China's pension insurance are made on increasing government financial input into pension insurance, improving basic pension insurance standards for the entire population, establishing a multilevel pension insurance system, deepening the market operation of pensions, and promoting the construction of a long-term nursing insurance system.

关 键 词：基础养老保险 政府责任 市场化 护理保险 

分 类 号：F842.67[经济管理—保险]