大病医疗保险扶贫效应研究——以浙江省为例  

Study on the Poverty Alleviation Effect of Medical Insurance for Major Diseases:Taking Zhejiang Province as an Example

作　　者：李荣[1] LI Rong(Zhejiang Business College,Hangzhou 310053,China)

机构地区：[1]浙江商业职业技术学院

出　　处：《价值工程》2019年第28期296-298,F0003,共4页Value Engineering

基　　金：浙江省人社厅2018课题“精准扶贫视角下的大病保险脱贫效应研究”(课题编号:2018009);浙江省保险学会2019年重点课题“大病医疗保险扶贫效应研究”(课题编号:2019026);浙江省社科联课题(调研专项)“大病医疗保险的扶贫效应研究-以浙江省为例”(课题编号:2020N82)的研究成果

摘　　要：国务院总理李克强在全国第十三届全国人民代表大会第二次会议上,所做的《政府工作报告》指出,将增加居民人均医保财政补助标准,降低并统一大病保险起付线,实现将报销比例由50%提高到60%。浙江省大病医疗保险改革一直走在全国前列,浙江省因病致贫返贫户由2015年底的726.92万户下降到2017年底的388.2万户,因病致贫返贫户减少近一半。①本文以浙江省为例,对大病保险取得的成效和存在的问题进行梳理,为有效国家精准扶贫、精准脱贫的国家战略提供参考。In the government work report delivered at the second session of the 13th National People's Congress, Premier Keqiang Li said that the per capita government subsidies for medical insurance will be increased, the threshold for serious illness insurance will be lowered and unified, and the reimbursement rate will be raised from 50% to 60%. In Zhejiang Province, the reform of medical insurance for serious diseases has been leading the country. The quantity of families returning to poverty due to illness fell from 7.2692 million at the end of 2015 to 3.882 million at the end of 2017, and the number of families returning to poverty due to illness decreased by nearly half. Taking Zhejiang Province as an example, this paper sorts out the achievements and existing problems of serious disease insurance, and provides reference for effective national targeted poverty alleviation and targeted poverty alleviation strategies.

关 键 词：精准扶贫 大病医疗保险 扶贫效应 浙江省 

分 类 号：F840.684[经济管理—保险]