西部欠发达地区微型金融风险预警机制探析——基于甘肃省的考量  

Research on Prevention Mechanism of Micro-financial Risk in the Less Developed Areas of Western China——Taking Gansu Province as an Example

作　　者：杜黎霞[1] DU Li-xia(Lanzhou University of Arts and Science,Lanzhou 730000,China)

机构地区：[1]兰州文理学院

出　　处：《兰州文理学院学报（社会科学版）》2019年第6期66-71,共6页Journal of Lanzhou University of Arts and Science(Social Science Edition)

基　　金：2015年甘肃省高等学校科研项目“反贫困视角下甘肃微型金融发展与创新机制研究”(2015A-171)

摘　　要：在西部贫困地区,快速发展的微型金融机构通过发挥自身的功能,为农户与农业生产企业提供了大量的金融服务,在扶贫开发过程中发挥了重要作用。微型金融机构发展的速度与质量却不相匹配,其业务经营中虽然涉农、助农,但发展基础薄弱,其服务的对象又是经济弱势群体,如何加强风险防控、减少对贫困地区经济危害是其可持续发展中亟待解决的问题。论文以甘肃省为例,就如何构建和创新微型金融机构风险防控机制进行分析,并提出了相关措施与建议。In the poverty-stricken areas of western China, the rapidly developing micro-finance institutions have provided a large number of financial services for farmers and agricultural production enterprises by exerting their own functions, and played an important role in the process of poverty alleviation and development. However, the speed and quality of the development of microfinance institutions do not match. Although the business operations involve agriculture and agriculture, the development foundation is weak, and the service targets are economically disadvantaged groups. It is an urgent problem to strengthen risk prevention and reduce the hazards in the economy of poverty-stricken areas. Gansu Province being taking as an example, how to construct and innovate the risk prevention and control mechanism of microfinance institutions were analyzed, and relevant measures and suggestions were proposed in this paper.

关 键 词：微型金融 风险 防范机制 甘肃 

分 类 号：F830.2[经济管理—金融学]