基于区块链技术的中小物流企业多源征信追溯系统  

On the Traceable System of Multi-source Credit Reporting for Small and Medium Logistic Companies Based on Blockchain Technology

作　　者：刘若阳[1] 申威 唐长虹[1] Liu Ruoyang;Shen Wei;Tang Changhong(School of Logistics,Beijing Wuzi University,Beijing 101149,China)

机构地区：[1]北京物资学院物流学院

出　　处：《征信》2019年第10期32-36,共5页Credit Reference

基　　金：2018北京市自然科学基金面上项目(4192020);2018年北京市社会科学基金项目研究基地一般项目(18JDGLB025);2018年中国物流学会面上项目(2018CSLKT3-259);2019年北京物资学院校级重大项目(2019XJZD01)

摘　　要：针对我国中小物流企业传统征信中存在的数据壁垒和信息孤岛、数据安全保障薄弱、单一维度静态征信、数据真实性难以保证等问题,基于区块链技术构建面向中小物流企业的多源征信追溯系统,结合智能合约嵌入各系统角色的商业契约,进一步通过区块链浏览器对信用实时追溯,从而实现该系统的多源交叉验证、多维信息共享、多方协同共治的功能,为解决中小物流企业信用缺失问题提供对策思路。The traditional credit reporting of China’s small and medium logistic companies is faced with the problems of data barriers and information islands, weak safeguard for data security, single-dimensional static credit reporting, and the difficulty of ensuring the data authenticity. In order to tackle these problems, this article constructs a traceable system of multi-source credit reporting for small and medium logistic companies based on blockchain technology, fully consider the business contracts of all system role features by imbedding intelligent contracts technology, and conducts real-time trace of credit by further employing the blockchain browser, thereby enabling the system to realize the functions of multi-source cross validation, sharing of multi-dimensional information and coordinated governing by different parties, and providing corresponding solutions for the problem of lack of credit among small and medium logistic companies.

关 键 词：区块链 中小物流企业 多源征信 智能合约 

分 类 号：F832.4[经济管理—金融学] F250