金融知识:一个文献综述  

Financial Knowledge:A Literature Review

作　　者：崔静雯[1] 李云峰[2] CUI Jingwen;LI Yunfeng(College of Political Science and Law,Jiangxi Normal University,Nanchang,Jiangxi 330022,China;College of Finance,Jiangxi Normal University,Nanchang,Jiangxi 330022,China)

机构地区：[1]江西师范大学政法学院 [2]江西师范大学财政金融学院,江西南昌330022

出　　处：《金融教育研究》2019年第6期48-59,共12页Research of Finance and Education

基　　金：江西省社科规划项目(17YJ33);江西省社科规划重点项目(16YJ01);教育部人文社科基金规划项目(18YJA790049)

摘　　要：金融知识作为探讨和解释家庭金融问题的重要视角和有力证据,已引起多领域学者们的广泛关注和深入研究。文章首先阐述了金融知识的理论基础,并介绍了金融知识的测度方法和金融知识主要影响因素的文献研究成果。进一步,重点就金融知识与家庭财富积累、金融知识与金融行为决策及包括金融教育项目在内的经验研究进行归纳和梳理,发现了现有研究所存在的不足之处,并指出未来进一步研究需要努力改进和重点关注的方向,以期为我国研究者深入研究金融知识问题提供参考和借鉴。As an important perspective and powerful evidence for exploring and explaining family financial issues,financial knowledge has attracted wide attention and in-depth research.This paper first expounds the theoretical basis of financial knowledge,and introduces the measurement methods of financial knowledge and the literature research results of the main influencing factors of financial knowledge.Further,the focus is on summarizing and combing the financial knowledge and family wealth accumulation,financial knowledge and financial behavior decision-making and empirical research including financial education projects,and discovering the shortcomings of the existing research institutes,and pointing out the need for further research in the future.Efforts to improve and focus on the direction,in order to provide reference and reference for China’s in-depth study of financial knowledge.

关 键 词：金融知识 金融行为决策 金融教育 家庭金融 

分 类 号：F830.2[经济管理—金融学]