绿色信贷支持我国生态经济发展效率的实证分析  

An Empirical Analysis of the Efficiency of Green Credit Supporting China’s Ecological Economic Development

作　　者：柴美珍 丁志刚 蔡小哩[2] 钱晓燕 李莹莹 CHAI Meizhen;Ding Zhigang;Cai Xiaoli;Qian Xiaoyan;Li Yingying(Business School,Shaoxing University,Shaoxing,Zhejiang 312000;Business School,Zhejiang Industry Polytechnic College,Shaoxing,Zhejiang 312000)

机构地区：[1]绍兴文理学院商学院,浙江绍兴312000 [2]浙江工业职业技术学院商贸学院,浙江绍兴312000

出　　处：《绍兴文理学院学报》2019年第6期94-100,共7页Journal of Shaoxing University

基　　金：浙江省哲学社会科学规划课题“绿色信贷支持浙江生态经济发展效率提升对策研究”(17NDJC136YB);教育部人文社会科学研究青年基金资助项目“不确定风险下供应链低碳技术采纳决策与协调机制研究”(16YJC630019);浙江省大学生科技创新活动计划暨新苗人才计划(2017R428031);绍兴市哲学社会科学规划重点课题(135402,135415);绍兴文理学院校级科研项目研究成果(2018SK002)

摘　　要：构建"绿色信贷投入与生态经济产出"指标体系,采用DEA-CRR模型分析绿色信贷支持我国生态经济发展效率水平。以2013年-2016年间我国生态经济指标数据和21家主要商业银行绿色信贷余额进行实证分析,结果表明:一方面,商业银行实施绿色信贷政策已对我国生态经济发展发挥了正向推动作用;另一方面,绿色信贷资金投入没能发挥应有效率水平。从绿色信贷产品创新、政策法规建设、人才培养、信息交流共享以及激励机制等五个方面给出政策建议,以进一步提高绿色信贷支持生态经济发展的效率水平。An index system of "green credit input and eco-economic output" is constructed and the DEA-CRR model is used to analyze the efficiency level of green credit supporting eco-economy in China. An empirical analysis is conducted based on the green credit balance of 21 major commercial banks and ecological economic indicators between 2013 and 2016. The results show that on the one hand, the implementation of the green credit policy by commercial banks has played a positive role in promoting the development of China’s ecological economy;on the other hand, the investment of green credit funds has not been able to achieve the desired level of efficiency. Policy advice is given in five aspects of green credit product innovation, policy and regulation construction, personnel training, information exchange and sharing, and incentive mechanism to further improve the efficiency of green credit supporting ecological economic development.

关 键 词：绿色信贷 生态经济 效率测度 数据包络分析 

分 类 号：F403.3[经济管理—产业经济]