大数据对我国金融主要行业发展的影响  

The Influence of Big Data on the Development of Major Financial Industries in China

作　　者：金树颖[1] 谭欣 Jin Shuying;Tan Xin(Shenyang University of Aeronautics and Astronautics,Shenyang Liaoning 110136)

机构地区：[1]沈阳航空航天大学

出　　处：《对外经贸》2019年第11期88-90,156,共4页FOREIGN ECONOMIC RELATIONS & TRADE

摘　　要：大数据时代的到来改变了传统金融业的金融格局,然而大数据对金融业产生影响方面的研究却处于初期探讨阶段。以此为背景,分析大数据在金融业应用的现实意义的基础上,以证券业、银行业、保险业为代表,深入探讨大数据对其产生的具体影响,从而揭示大数据为金融业的发展带来的机遇与挑战,为促进金融业更好发展提供参考。The arrival of big data era has changed the financial structure of traditional financial industry,but the research on the impact of big data on financial industry is still in the initial stage of discussion. Based on this background,this paper analyses the practical significance of big data application in financial industry,and takes the securities industry,banking industry and insurance industry as representatives to discuss the specific impact of big data on it,so as to reveal the opportunities and challenges brought by big data for the development of financial industry,and to provide reference for promoting the better development of financial industry.

关 键 词：大数据 金融业 证券业 银行业 保险业 

分 类 号：F83[经济管理—金融学]