企业集团财务公司业务创新发展研究——基于资金富余型财务公司视角  

Research on the Business Innovation Development of Enterprise Group Finance Companies——From the Perspective of Capital-rich Financial Companies

作　　者：王兴友 Wang Xingyou

机构地区：[1]四川省宜宾五粮液集团财务有限公司

出　　处：《西南金融》2019年第12期88-96,共9页Southwest Finance

摘　　要：以司库职能为定位的财务公司行业经过30多年的发展,机构数量和资产总额均实现了快速增长,而随着内外部环境及企业集团金融需求的变化,财务公司发展也面临比较大的压力,其中资金富余型企业集团财务公司尤为明显。与此同时,现代科技信息进步、国际贸易分工发展、国家“一带一路”重大战略实施以及企业集团资本化发展等因素也为财务公司业务创新发展带来新的机遇。本文基于资金富余型财务公司视角,通过对财务公司行业发展历程的回顾,以及对当前财务公司所面临挑战和机遇的分析,对财务公司业务创新的路径进行了深入探讨,并就如何系统性、综合化地推动财务公司业务创新提出了思路和政策建议。After more than 30 years of development,the financial company industry oriented to the treasury func⁃tion has achieved rapid growth in the number of institutions and total assets.With the changes in the internal and ex⁃ternal environment and the financial demands of enterprise groups,the development of financial companies is also facing a relatively large pressure,which is particularly obvious in financial companies with rich capital groups.At the same time,the advancement of modern scientific and technological information,the development of international trade division of labor,the implementation of the major national“Belt and Road”strategies,and the development of capitalization of enterprise groups have also brought new opportunities for the financial company's business innova⁃tion and development.Based on the perspective of a capital-rich financial company,this article reviews the finan⁃cial company's business development path and the current financial company's challenges and opportunities by ana⁃lyzing the financial company's business innovation path,puts forward ideas and policy suggestions on how to system⁃atically and comprehensively promote the financial company's business innovation.

关 键 词：企业集团 财务公司 财务管理 资金管理 内部银行 产业链金融 司库管理 外汇金融 投行业务 大数据 信用创造 风险管理 人民币国际化 

分 类 号：F832.5[经济管理—金融学]