差别存款准备金制度:国际比较分析与现实应对  

Differential Deposit Reserve System:International Comparative Analysis and Realistic Response

作　　者：中国人民银行榆树市支行课题组 徐加生[1] 朱海生[1] 胡文田[1] 赵恺悦 侯祝 Research Group of Yushu City Sub-branch of PBC

机构地区：[1]中国人民银行榆树市支行,吉林榆树130400

出　　处：《吉林金融研究》2019年第11期27-29,45,共4页Journal of Jilin Financial Research

摘　　要：差别存款准备金制度,是央行调节信贷投向、落实信贷改革窗口指导意见的重要手段。本文运用比较分析的方法,借鉴国外差别化存款准备金制度的实践经验,分析了我国差别化存款准备金制度设计中存在的缺陷,提出了进一步完善差别化存款准备金制度的设想。Differential deposit reserve system is an important means for the central bank to adjust the investment of credit and implement the guidance of the credit reform.This paper uses the method of comparative analysis,draws on the practice experience of foreign differential deposit reserve system,analyzes the defects in the design of differential deposit reserve system in our country,and puts forward the idea of further improving the differential deposit reserve system.

关 键 词：存款准备金制度 缺陷 建议 

分 类 号：F830[经济管理—金融学]