互联网金融发展对居民消费的影响探析  

Analysis of the Influence of Internet Finance Development on Residents’ Consumption

作　　者：刘元春[1] 魏家兴 LIU Yuanchun;WEI Jiaxing(College of Economics and Management,Jilin Institute of Chemical Technology,Jilin 132022,China)

机构地区：[1]吉林化工学院经济管理学院

出　　处：《吉林化工学院学报》2019年第12期79-82,共4页Journal of Jilin Institute of Chemical Technology

摘　　要：以互联网金融为研究背景,分析互联网金融的发展现状,找出在发展过程中存在的问题,并基于互联网消费金融,分析互联网金融给居民消费所带来的积极影响和消极影响,进而从完善法律法规、增强居民风险意识和进行产品技术创新等方面提出相应对策。In the context of Internet finance research,this paper analyzes the current situation of Internet finance development and presented the problems in the development process.Based on the residents’consumption by Internet,this paper makes a financial analysis of the positive and negative influence exerted by the residents’consumption by Internet,and the corresponding countermeasures are put forward as to perfect the laws and regulations,enhance the residents’awareness of risk and to innovate the technology.

关 键 词：互联网金融 居民消费 影响 

分 类 号：F83[经济管理—金融学]